7 sins of investment
The word “sin” is a very emotional term and in this case, that’s rather appropriate because the 7 sins of investment basically all relate to the concept of letting your emotions take over and being guided by negative feelings rather than clear judgement. Here are the 7 sins of investment and what they mean Envy Stock charts may not look [...]
Understanding Risk Management
The concept of risk management extends beyond the well-known principle of risk versus reward. In fact, it extends well beyond the area of financial management and into other parts of life such as security (both physical and digital). While the topic is fascinating and can be explored in great depth, from the perspective of private individuals, managing the family finances, [...]
Gold vs Bitcoin
Gold isn’t just a precious metal, it can be a very attractive one. This can make it a very interesting investment. For example, you can buy gold jewellery for its value and also wear it for its beauty. This cannot be said of digital currencies such as Bitcoin. It can, however, be said that Bitcoin is, arguably, the ultimate in [...]
The Bank Scandals
While 2008 is now, literally, more than a decade ago, the ramifications of the financial crisis continue to linger on, like the proverbial bad smell which just will not go away no matter how much cleaning you do. Out of all the pieces of dirty laundry which were brought out for a very public washing, possibly there have been none [...]
The Importance of Cashflow
Cash flow is important to businesses of all sizes and particularly important to smaller businesses, which may lack the cash reserves of their larger counterparts. Here are 4 tips on how small businesses can get on top of their cash flow. Start with smart pricing This may seem like an odd tip but ultimately the cash you receive will come [...]
Three investment trends for 2020 and beyond
Even though many of the basic principles of investment have remained constant throughout the centuries, if not millennia, investors also have to look to the world around them to see what is going on right now and to deduce from that what the future might bring. With that in mind, here are three key predictions for 2020 and beyond into [...]
The hard facts about emotional investments
The core of an investor’s portfolio will generally be what might be called “sensible” assets, equities, property, commodities and such like. Investors are, however, only human, and as such can be inclined to “mix business with pleasure” by making investments which are, at least in part, driven by emotion rather than pure financial logic. There is nothing wrong with this, [...]
Investing in Liquid Gold
Gold is a popular asset class throughout the world, and while there are many reasons for its popularity, it probably helps that you can wear your investment if you so choose. Liquid gold, otherwise known as rare whisky, is rather more of a niche market and arguably stands somewhere between an investment and a gamble, but for those interested in [...]
Where the wealthy live
Bigger budgets mean more choices in all areas of life, including housing. In fact, you could make a strong case for arguing that housing is possibly the area in which the level of your budget makes the most difference to your life as the place you live will contribute significantly to your quality of life (or lack thereof). When wealthy [...]










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