Tax-efficient investing
When it comes to maximising your investment returns, picking the right investments is only part of the story, albeit a very important part. You want to minimise your charges and that includes the amount of money you hand over to HMRC. At the same time, you want to exercise a bit of caution about this, since it is far from [...]
Is gold the shining star of investment?
World events have put gold back in the spotlight. In fact, on 6th January 2020, the price of gold reached its highest level since April 2013 ($1,590.90 per ounce). It then quickly dropped back to “just” $1,568.80 per ounce. With all the attention gold is receiving at the moment, you may be asking yourself if you should be looking at [...]
How to keep your portfolio intact in a crisis
Keep calm and carry on may look cute on mugs and t-shirts, but it can be a bit harder to apply in real life. It is, however, precisely what investors have to do right now. What they don’t have to do, however, is carry on just as they were before. You can adjust to circumstances, in fact, it often makes [...]
What does the Coronavirus mean for investors?
Depending on your point of view, the collapse of Flybe was either the end of an airline or the end of an era. Flybe wasn’t just a budget airline, it was the airline which kept the UK connected through the skies - and now it’s gone. To be fair, Flybe had been in serious trouble for quite a while, but [...]
What the budget means for business finance
A new decade, a new government, a very new chancellor (Rishi Sunak) and a new budget. As is always the case with budgets, there was a lot of content, but it will mean different things to different people so here is a quick summary of the key points for anyone interested in business finance. There is a half-point interest-rate cut [...]
Is Boris best for investors?
It’s way too early to know how history will judge Boris Johnson. In fact, it’s way too early to know how voters will judge him at the next election when the Brexit process should be complete and the new normal established. It is, however, not too early to take a look at what is likely to happen between now and [...]
The age-old investing decision – growth or income?
Fundamentally, there are two ways in which you can make money from shares. One is to go for growth and then sell the shares at a profit and the other is to buy shares which will generate an income (e.g. pay dividends). As an investor, you have to decide whether you are primarily looking for growth or income and examine [...]
How to attract ethical investors
The concept of ethical investment has been around for quite a few years now. It has definitely made the transition from a niche interest to a mainstream concern. Unfortunately, it remains something of a hazy one, because everyone has their own personal views on what constitutes ethics and while there are some companies which are regular fixtures on “naughty lists” [...]
Brexit and business funding
Brexit has now technically happened. We are, however, still in a transition period, while the details are being negotiated. In other words, it’s still very much anyone’s guess what Brexit is going to mean in practice. That means business have roughly a year to prepare themselves for all possible outcomes and, in particular, a worst-case scenario. Could there be a [...]
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