Surviving a market downturn
Market downturns are often known as “bear markets” and it’s arguably not a bad term. Bears are big, dangerous creatures and if you know they’re around, then it makes sense to tread carefully. With that in mind, here are five tips for surviving a market downturn. Check your emotions at the door If you ever need to exit a location [...]
If you’ve considered Bitcoin – read this
If you’ve been taking an interest in cryptocurrency, you’re probably already well aware that Bitcoin is very far from being your only option. What might surprise you, however, is just how many cryptocurrency options there are at this point in time, about 1500 in fact and, what’s more, new cryptocurrency options are being launched all the time. Cryptocurrencies versus fiat [...]
Looking at emerging markets
Emerging markets are, effectively, the outer limits of investment. Investors who tackle them essentially know that they are heading into a financial jungle in which they may lose a lot of their capital, but they do so in the hope that they will be amongst the first to find treasure worth a fortune - literally. This may sound very romantic [...]
Sometimes you just need a gentle nudge in the right direction!
We all know the best decisions in life are made in a pub over a few pints! After recently meeting up with Gareth in his local James decided it was time to sign on the dotted line and take the plunge and go self-employed. Gareth and Victor Finance have helped James Jacklin Transport Ltd hit the ground running by [...]
New Year, New oppertunities
Its been another record breaking year at Victor Finance smashing our 2016 brokerage figures. We know this none of this would be possible with out the continuous support of our existing customers, associates and for all the new customers that have given Victor Finance the opportunity to assist in their business progression. With a new year comes new opportunities, Victor [...]
CREDIT CARD LENDING
According to the most recent figures from The Bank of England, credit card lending rose by 9.2% in the year to September up from 8.9% in August. This has taken the total amount held by borrowers to a staggering £69.4 billion. The Bank of England has cautioned that the UK banking system could experience consumer credit losses of £30 Billion [...]
When Should You Consider Taking Out A Business Loan?
Businesses need start-up capital and essentially there are only three ways for them to get it. The first is for their founders to put up their own cash, the second is for them to seek investment and the third is to get a business loan. As businesses grow, they may then need funds to expand and much the same options [...]
Brexit and the Asset Management Sector
The financial services sector as a whole was broadly, openly and vociferously in the remain camp during the Brexit referendum campaign. Now that the referendum is over, the financial services sector has been very clear about the view that it would prefer a feather-soft Brexit, whatever that takes in terms of negotiation, compromise and financial cost. The issue of clearing [...]
Banks under fire with rising complaints
Every 6 months, the Financial Ombudsman publishes as report on the complaints it has received in the first and last half of each year. In addition to tracking the number or complaints received, it also identifies which banks receive the highest percentage of complaints. This time around, the Ombudsman identified a 13% rise in complaints compared to the same period [...]
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